I followed the link and it added some much needed know-how to my brain. thanks for the link.
BTW, I did install Puppy (chubby) 1.0.6 on my spare partition and the modprobe worked for a 128 Mgs LEXAR, a 1 Gig Centon, A 1 Gig PNY and an old Olympus 1.3 Megapixel Camera. All of them got recognized after the modprobe, however, what "wombat" wrote is good advice and I will put it in practice, as soon as my wife lets me get back in the computer.